Privacy Policy, Terms of Use & Legal Disclosures

Preferred Insurance Agency LLC
Effective Date: January 2026

1. Introduction

Preferred Insurance Agency LLC (“we,” “us,” or “our”) operates PreferredInsuranceAgencyLLC.com (the “Site”). We are committed to protecting your privacy and providing transparency about how we collect, use, and share your information. These Terms set forth the terms and conditions that apply to your use of the Site and the services offered through it.

By accessing or using this Site, submitting forms, or otherwise interacting with us, you agree to this Privacy Policy and Terms of Use.


2. Information We Collect

Personal Information:
We may collect information you voluntarily provide, including your name, phone number, email address, physical address, and details related to insurance quotes or inquiries submitted through Site forms.

Non-Personal Information:
We may automatically collect technical information including IP address, browser type, device type, operating system, and Site usage data.

Cookies & Tracking:
We use cookies and similar technologies to improve Site functionality, remember preferences, and analyze how visitors interact with the Site. Cookie data may be collected by third-party analytics services.


3. How We Use Your Information

We use collected information to:
• Respond to your inquiries and provide insurance support, quotes, and enrollment assistance
• Communicate about products and services you request
• Improve our Site and service offerings
• Detect and prevent fraud and abuse
• Comply with legal and regulatory obligations

We do not sell or rent your personal information to third parties for marketing purposes without your consent.


4. Sharing Your Information

We may share your personal information with:
• Insurance carriers to fulfill your quote or enrollment request
• Service providers that help us operate the Site or provide services
• Legal or regulatory authorities when required by law
• Other parties in connection with a business reorganization, merger, or sale

We do not share SMS or phone numbers with third parties for their marketing without your consent.


5. Cookies & Tracking Technologies

Cookies are small text files placed on your device to help personalize your experience and analyze Site usage. You may disable cookies in your browser settings, but some Site functionality may not work properly without them.

Embedded media (e.g., videos) from external sites may also place cookies independent of this Site.


6. Marketing & Contact Communications

By providing your contact information on our Site, you consent to be contacted by Preferred Insurance Agency LLC by phone, text, or email regarding insurance products, services, and your inquiries.

Message frequency may vary. Message and data rates may apply. You may opt out of SMS at any time by replying STOP and request assistance by replying HELP.

This consent includes necessary communications related to your request and is not shared for third-party marketing.


7. Insurance & Medicare Disclosures

Preferred Insurance Agency LLC is a licensed health insurance agency. We offer insurance products from multiple carriers but do not represent every plan available in all areas. Plan availability varies by location and by carrier. You are encouraged to consult official resources such as Medicare.gov, 1-800-MEDICARE, or your local State Health Insurance Assistance Program (SHIP) to explore all available options.

Preferred Insurance Agency is not affiliated with or endorsed by the U.S. government, Healthcare.gov, or the federal Medicare program.

Insurance products are subject to terms, conditions, limitations, and exclusions specified in the policy contract.


8. Terms of Use & Professional Disclaimer

The content on this Site is provided for informational purposes only and does not constitute legal, financial, medical, or insurance advice. You should rely on official policy documents and licensed professionals when making insurance decisions.

We make no warranties regarding the accuracy or completeness of any information on this Site, and the use of this Site is at your own risk.


9. Limitation of Liability

To the fullest extent permitted by law, Preferred Insurance Agency LLC and its owners, officers, employees, and affiliates shall not be liable for any damages arising out of your use of this Site or reliance on its content, including direct, indirect, incidental, consequential, or punitive damages.


10. Third-Party Links

This Site may contain links to third-party websites. These links are provided for your convenience and do not imply endorsement. We are not responsible for the content, accuracy, or privacy practices of third-party websites.


11. Data Security

We use reasonable administrative, technical, and physical safeguards to protect your personal information; however, no method of online transmission is completely secure.


12. Data Retention

We retain personal information for as long as necessary to fulfill the purposes described herein or to comply with legal and regulatory requirements.


13. Children’s Privacy

This Site is not intended for children under the age of 13, and we do not knowingly collect personal information from children under 13.


14. Your Rights & State Privacy Laws

You may request access, correction, or deletion of your personal information as permitted under applicable law.

Residents of certain states (e.g., California, Colorado, Virginia, Connecticut) may have additional rights under applicable privacy laws, including rights to access, delete, or opt out of certain data processing activities.


15. Intellectual Property

All content, graphics, logos, and trademarks on this Site are the property of Preferred Insurance Agency LLC or its licensors and are protected by intellectual property laws. You may not copy, reproduce, or distribute Site content without written permission.


16. Governing Law

This Policy and your use of this Site are governed by the laws of the state where Preferred Insurance Agency LLC is registered, without regard to conflict of law principles.


17. Changes to This Policy

We may update this Policy at any time. Updates will be posted on this page with a revised effective date.


18. Contact Information

Preferred Insurance Agency LLC
Phone: (407) 837-9870

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